Dear Ronak,
Now is a great time to make sure you're prepared for your new baby's arrival, as once they're here you will be overwhelmed by the excitement and responsibility of nurturing them. So before they arrive, whilst you still have a clear head, ensure the big decisions are taken care of. You may already be thinking about your preferred names and what buggy to buy, but have you thought about life insurance to help protect your family? Find out more and get a life insurance quote > Why do I need life insurance? Life insurance can never make up for the loss of a loved one if you were to die during the term of the plan, but it can help: 
| Take away the financial struggles faced when living on a reduced income. | 
| Your loved ones to maintain the standard of living you have worked so hard for | How much cover would I need? Here are a few things to consider when deciding how much cover you may need: 
| The cost of raising a child is estimated to be £132 a week, that's £123,552 over 18 years!* | 
| Estimated hard work of a Mum is worth on average £631 a week, that's £164,060 in your baby's first 5 years * | 
| A mum born on 17th May 1979 who doesn't smoke could get £200,000 of cover for 18 years for just £10 a month. | 
| Still confused about the amount of cover you might need? Try our cover calculator |
| Plus receive FREE £40 M&S vouchers Take out life cover with Legal & General before 31 March 2010 and you'll receive £40 M&S vouchers! So whether you want to treat yourself or buy some baby clothes you can indulge yourself in some retail therapy. |  |  |
|  | Awarded Best Life Assurance Provider, Financial Adviser Life & Pensions Awards, April 2009
|  | Simple application process |  | Friendly UK based call centre |  | Sympathetic claims process |
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Sort out your life cover and take one more thing off your 'to do' list! It's quick and easy to arrange - simply; Go online or Call 0800 048 1229 . Legal & General may record and monitor calls. Lines are open from 8am to 8pm, Monday to Friday and 9am to 5pm, Saturday. Call charges will vary. Regards,  PS; To make sure the policy meets your needs, you should read the key features document. It contains important information, including details of when the policy won't pay out. You can get a copy of the key features online or on request |
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